2 PAYMENT METHOD PROFILES: CARD
Global Costs Observations (Updated as of September 4, 2025.)
Data from around the world suggest varying degrees of card fees around the world, in part as a result of variations in regulatory interventions. Our data suggest merchants in the U.S., Japan, and Mexico continue to incur higher credit card fees than merchants in other countries.
Card Fees by Country
0.00% 0.50% 1.00% 1.50% 2.00% 2.50% 3.00% 3.50%
Interchange Network Fee Acquirer Fee MSC
Graph 2.12
Credit Card Fees by Country
Unregulated Markets
0.00% 0.50% 1.00% 1.50% 2.00% 2.50% 3.00% 3.50%
Voluntary
Regulated Markets
USA 2024 Credit
Japan 2021 Credit
Mexico 2023 Credit
Brazil 2022 Credit
Canada 2023 Credit
Australia 2025 Credit
China 2023 Credit
EU-12 2022 Credit
New Zealand 2023 Credit
UK 2022 Credit
Interchange Network Fee Acquirer Fee MSC
Graph 2.13
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