CMSPI - State of the Industry Report - 2025

2 PAYMENT METHOD PROFILES: CARD

U.S. Card Interchange and Network Fee Costs - CP/CNP Breakdown (2022-2024) Interchange Network Total 2024 $60.89 $10.02 $70.91 2023 $57.04 $9.57 $66.61 2022 $52.32 $8.98 $61.30 Interchange Network Total 2024 $89.10 $11.07 $100.17 2023 $83.98 $9.75 $93.73 2022 $77.47 $9.39 $86.86

Table 2.10

U.S. Card Interchange and Network Fee Costs - Domestic/International Breakdown (2022-2024) Interchange Network Total 2024 $143.67 $16.11 $159.78 2023 $136.57 $15.54 $152.11 2022 $125.65 $14.83 $140.48 Interchange Network Total 2024 $6.31 $4.98 $11.29 2023 $4.44 $3.78 $8.23 2022 $4.14 $3.53 $7.67

Table 2.11

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