2 PAYMENT METHOD PROFILES: CARD
U.S. Card Interchange and Network Fee Costs (2022-2024) Note: All figures in Tables 2.7-2.11 are stated in billions.
Visa 2024 2023 2022
Interchange
Network
Total
$81.53 $76.66 $69.72
$73.58 $69.47 $62.95
$7.95 $7.19 $6.77
Mastercard
Interchange
Network
Total
$40.79 $37.77 $34.35 Total $12.21 $11.83 $9.88
2024 2023 2022
$36.23 $33.90 $30.79
$4.56 $3.87 $3.56
Single-Message
Interchange
Network
2024 2023 2022
$10.61 $9.83 $8.30
$1.60 $2.00 $1.58
Dual-Message
Interchange
Network
Total
$36.56 $34.08 $34.21
2024 2023 2022 Year 2024 2023 2022
$29.58 $27.82 $27.75
$6.98 $6.26 $6.46
Interchange
Network
Total
$171.09 $160.34 $148.16
$150.00 $141.01 $129.79
$21.09 $19.32 $18.37
Table 2.7
U.S. Processor & Three-Party Card Network Costs (2022-2024) Year Processor Margin Amex Discover
Total
2024 2023 2022
$65.34 $61.98 $57.83
$32.41 $30.47 $28.62
$28.41 $26.98 $24.84
$4.52 $4.53 $4.37
Table 2.8
U.S. Card Fee Costs (Totals)(2022-2024) Total 2024 $236.43 2023 $222.32 2022 $205.99 Table 2.9
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