CMSPI - State of the Industry Report - 2025

1

STATE OF THE INDUSTRY REPORT

Debit Card

171

Security

171

User Experience

172 173 174 175 176 176 176 177 178 179 180 181

Cost

Acceptance Governance

3.3 Digital Wallet Scorecard Justifications

Digital Wallet (Pass-Through)

Security

User Experience

Cost

Acceptance Governance

Digital Wallet (Staged/Stored-Value)

Security

181

User Experience

182 183 184 185 186 186 186 187 188 189 190 191

Cost

Acceptance Governance

3.4 Pay by Bank Scorecard Justifications

Bank Transfer

Security

User Experience

Cost

Acceptance Governance

Real-Time Payments

Security

191

User Experience

192 193 194 195

Cost

Acceptance Governance

5

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