CMSPI - State of the Industry Report - 2025

CMSPI STATE OF THE INDUSTRY REPORT

PAYMENT METHOD PROFILES 2

Introduction From 6000 BC to 2025 AD, payment methods have continued to evolve. In this section we provide profiles on the payment methods merchants are facing today. These profiles include brief histories, a global overview, characteristics, the supply chain structure, merchant costs considerations, regulatory activity, and case studies.

Payment Method Profiles: Cash

Credit Card

Debit Card

Pass-Through Digital Wallets

Staged/Stored-Value Digital Wallets

Bank Transfer

Real-Time Payments

Buy Now, Pay Later

Stablecoin

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