CMSPI - State of the Industry Report - 2025

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STATE OF THE INDUSTRY REPORT

2.2 Card

59

Credit Card Debit Card

61

63 65 67 69 72 72 82 86

Introduction and Brief History

Characteristics

Supply Chain Structure

Merchant Cost Considerations

Analysis

Regulation

Case Studies

2.3 Digital Wallets

91

Digital Wallet (Pass-Through)

94 95 96 98 100 100 101 101 102 109

Digital Wallet (Staged/ Stored-Value)

Introduction and Brief History

Characteristics

Supply Chain Structure

Merchant Cost Considerations

Analysis

Regulation

Case Studies

2.4 Pay By Bank Bank Transfer

111 112 113 115 117 118 118 118 119 122 124 127

Real Time Payments

Introduction and Brief History

Charactaristics

Supply Chain Structure

Merchant Cost Considerations Cost Of Bank Transfer Analysis

Regulation

Case Studies Charactaristics

Supply Chain Structure

Merchant Cost Considerations

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