ENDNOTES 7
379
US Mobile Proximity Payments Forecast 2024 | EMarketer
380
Market Readiness Brief | The Federal Reserve
381 53% of Americans Use Digital Wallets More Than Traditional Payment Methods | Forbes 382 The 50% & Growing Market Share of Digital Wallet Payments | Toucan US 383 53% of Americans Use Digital Wallets More Than Traditional Payment Methods | Forbes 384 Venmo TPV, by quarter 2017-2024| Statista 385 PayPal use by country 2024| Statista 386 Venmo TPV, by quarter 2017-2024| Statista 387 Google Pay use in the U.S. 2024| Statista 388 Apple Pay use by country 2024| Statista 389 Cash App use in the U.S. 2024| Statista 390 Share of Mobile Phone Users Accessing Proximity Mobile Payments 2019-2021 | Statista 391 Digital Wallets Fall Down on Fraud Protection And Data Minimization, Consumer Reports Finds | Digital Transactions 392 Square Pulls Square Wallet | The Verge 393 CFPB Finalizes Rule on Federal Oversight of Popular Digital Payment Apps to Protect Personal Data | CFPB Section 2.4 - Pay by Bank 394 Worldpay Global Payments Report 2025 395 What’s the difference between a wire transfer and a bank transfer? | Western Union 396 Real-time payments explained: What they are and their risks and benefits | Stripe 397 A brief history of trade and money transfers | First Utah Bank 398 Explaining the history of how money is transferred internationally | CPA Canada 399 Telex | Britannica 400 The Birth of Electronic Fund Transfers | Gala Technology 401 A Short Amazing History of Checks in the USA | Payments Journal 402 Fedwire | Federal Reserve History
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