CMSPI - State of the Industry Report - 2025

ENDNOTES 7

181 Regulation: Interchange Fees for Card-Based Payment Transactions | European Union 182 CMSPI Analysis of Published Global Network Interchange Fee Schedules 183 Diving Into Spring Card Brand Releases Around the World | CMSPI 184 Visa Credit Card Fees | Payments Dive 185 Market Review of Card Scheme and Processing Fees Remedies Consultation | PSR 186 CMSPI analysis of publicly reported 187 Payments Network Qualification Matrix | Wells Fargo 188 Payments Network Qualification Matrix | Wells Fargo 189 POS Manual | Public Portal 190 Card Surcharges | Australian Competition & Consumer Commission 191 Review of Merchant Card Payment Costs and Surcharging | Reserve Bank of Australia 192 U.S. Merchant Surcharge Q and A | Visa 193 Competition and Efficiency: Payments System Board Annual Report 2003 | Reserve Bank of Australia 194 FTC Orders an End to Illegal Mastercard Business Tactics and Requires it to Stop Blocking Competing Debit Card Payment Networks | Federal Trade Commission 195 Expectations for Tokenization for Payment Cards and Storage of PANs | Reserve Bank of Australia 196 Strong Customer Authentication Requirement of PSD2 Comes into Force | European Commission 197 CNP Fraud Mitigation Framework | Australian Payments Network 198 Reserve Bank India Compliance | Cordabo 199 3DS Mandate in Japan: What you Need to Know 2025 | Adyen 200 Public Authority Involvement in Payment Card Markets: Various Countries | Federal Reserve Bank of Kansas City 201 Interchange Fees in Card Payments, September 2011 | European Central Bank 202 Commission Staff Working Document Impact Assessment | European Commission Impact Assessment 203 The Impact of EU Price Rules | European Credit Research Institute 204 Interchange and Scheme Fees in Belgium | myPOS - Based on the timeframe of updates to IC fees 205 Annual Figures 2024 for Bancontact Payconiq Company | Bancontact Payconiq Company 206 The Digital Retail Payment Market is Changing | National Banken

215

Powered by