ENDNOTES 7
Section 2.2 - Card 156 Consumer Financial Protection Bureau | Definitions and rules of construction 157 European Union | Legal Context 158 Visa Core Rules and Visa Product and Service Rules, pg. 864 159 Worldpay Global Payments Report 2025 160 Debit Card Interchange Fee and Routing | Federal Register 161 Legal Context | European Union 162 Visa Core Rules and Visa Product and Service Rules, pg. 866 163 Worldpay Global Payments Report 2025 164 75 Years of Diners Club History 165 The Federal Reserve Payments Study 166 The Evolution of Consumer Payments in Australia (2022) | Reserve Bank of Australia 167 Value of Credit Card Transactions for Payments in the UK from January 2000 to November 2024 | Statista 168 Worldpay Global Payments Report 2020 & 2024 169 Pix: Most used payment method in Brazil | agenciaBrasil 170 Commission exempts multilateral interchange fees for cross-border Visa card payments | European Commission 171 Visa Reaches Settlement in Debit Card Case | The New York Times 172 Wells Fargo, Australia Visa, Australia Mastercard, Canada Visa, Canada Mastercard, France Visa, France Mastercard, Japan Visa 173 Worldpay Global Payments Report 2025 174 PIN Debit Networks Fee Schedule | Wells Fargo 175 Worldpay Global Payments Report 2025 176 Worldpay Global Payments Report 2025 177 Merchant Card Payment Costs and Surcharging | Reserve Bank of Australia 178 Updates to Board’s Rule Concerning Debit Card Transactions | Federal Reserve 179 Debit Card Interchange Fees and Routing | Federal Register 180 Payments Systems: Reg II FAQs | Federal Reserve
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