ENDNOTES 7
53 H.R. 4173 – Dodd-Frank Wall Street Reform and Consumer Protection Act | 111th Congress (2009-2010) 54 Federal Reserve issues a final rule establishing standards for debit card interchange fees and prohibiting network exclusivity arrangements and routing restrictions | Federal Reserve 55 Credit card interchange reduction falls well short of where it should be | Retail Council of Canada 56 New Agreements to Deliver Lower Credit Card Costs for Small and Medium-Sized Businesses | Govern-ment of Canada 57 Exchange Fees | Banco de Mexcio 58 Find out how much convenience stores charge in service fees. | El Economista 59 Remarks on Interchange Fees: Central Bank Perspectives and Options | Kansas City Fed 60 Central Bank improves regulation on interchange fee (TIC) and settlement period for debit and prepaid card transactions | Banco Central do Brazil 61 General Instructions No5/2022 | Republica de Chile 62 Review of Card Payments Regulation | Reserve Bank of Australia 63 Review of Retail Payments Regulation (October 2021) | Reserve Bank of Australia 64 Card Surcharges | Australian Competition and Consumer Commission 65 China cuts bank card transaction fees, helping merchants | Reuters 66 RBI cuts MDR on debit cards introduces separate regime for QR code payments | Medianama 67 Small and medium-sized business policy | Financial Service Commission 68 Credit Card Merchant Fees To Be Lowered | Financial Services Commission 69 FSC Plans to Adjust Card Processing Fee Rates | Financial Services Commission Section 2.1 - Cash 70 Understanding Types of Payment Methods | Association for Financial Professionals The History of Money | Credit Karma 71 Worldpay Global Payments Report 2025 72 Origin and History of Money | Banco Central do Brasil 73 The History of Money | Credit Karma 74 The History of Money | Credit Karma 75 The History of Money | Credit Karma
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