ENDNOTES 7
29
Same Password Across Multiple Accounts | Security Magazine
30 Consumer Password and Passkey Trends: World Password Day 2024 | Fido Alliance 31 Protect Yourself From Card Testing | Stripe Docs 32 Introducing the Visa Acquirer Monitoring Program | Visa 33 Romance Scammers Favorite Lies Exposed | Federal Trade Commission 34 Romance Scammers Favorite Lies Exposed | Federal Trade Commission 35 Investment Fraud and Pig Butchering | United States Secret Service 36 Ways to Drive Higher Approval Rates in Online Payments | Worldpay Insights 37 Approval Rates in Payments: Meaning and Deep Dive for 2025 | Gravy 38 Payments Orchestration: What is a Merchant Initiated Transaction? | Spreedly 39 The Battle for Trust | ACI Worldwide 40 Combating Authorized Push Payment Scams in Fast Payment Systems | The Federal Reserve Bank of Kansas City 41 Juniper Research | Buy Now Pay Later Fraud: A Growing Problem for Loan Providers | Juniper Research 42 Fraud Liability Protection | Klarna 43 Report Unauthorized Affirm Account or Loan | Affirm Help Center 44 Afterpay and Clearpay Chargebacks | Adyen Docs 45 TRA Exemptions Explained | Checkout.com 46 Understanding 3D Secure in Japan and Its Impact on Merchants | Checkout.com 47 Cost of Payment Sources
Pricing
Volume
Cash
Kansas City Fed
Euromonitor
Reserve Bank of Australia
Worldpay Global Payments Report 2025
Bank of International Settlement + Central Bank of Brazil
Euromonitor
Japan FTIC Research Coalition for a Digital Economy Bank of Mexico Airwallex VVA Report Davis Wrigh Tremaine Law Firm Kansas City Fed Visa Mastercard American Express Discover
Credit Card
208
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