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STATE OF THE INDUSTRY REPORT
Contents Chief Economists Note
7 8
State of the Industry Report 2024 Recap
Section 1: A Primer In Payments Section 2: Payments Supply Chain Section 3: Understanding Ecommerce
8 8 9 9 9
Section 4: Payment Methods Around The Globe
Section 5: Payments and Regulation
State of the Industry Report 2025 Executive Summary Section 1: Characteristics of a Successful Payment Method
11 13
Characteristics Of A Successful Payment Method
14 14 16
Introduction
1.1 Micro Factors
Security
16 18
Special Feature: Fraud and Approvals
User Experience
28
Cost
31
1.2 Macro Factors
35 35
Acceptance Governance
37
Section 2: Payment Method Profiles
41 43
2.1 Cash
Introduction and Brief History
45 46 48 50 50 52 54
Characteristics
Supply Chain Structure
Merchant Cost Considerations
Cost of Cash by Country
Regulation
Case Studies
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