CMSPI - State of the Industry Report - 2025

3 PAYMENT METHOD SCORECARD: PAY BY BANK (BANK TRANSFER)

Acceptance

Metrics

Weight Score

Merchant Acceptance (Ecommerce) North America

10% 1.0 10% 3.0 10% 3.0 10% 2.0 10% 3.0 50% 2.5

Europe

APAC

MEA

LATAM

Merchant Acceptance (POS)

TOTAL SCORE

2.5

Merchant Acceptance (Ecommerce) Share of retailers accepting bank transfer from CMSPI estimates and analysis. North America: 5% Europe: 55% APAC: 54% LATAM: 23% MEA: 58% Merchant Acceptance (POS) Gathering data of merchant acceptance of payment methods in-store is more challenging than online; in this analysis, we take the average of the regional ecommerce merchant acceptance scores to estimate the global merchant acceptance in-stores.

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