CMSPI - State of the Industry Report - 2025

3 PAYMENT METHOD SCORECARD: DIGITAL WALLET (PASS-THROUGH)

Acceptance Metrics

Weight Score

Merchant Acceptance (Ecommerce) North America

10% 5.0 10% 5.0 10% 4.0 10% 3.0 10% 3.0 50% 4.0

Europe

APAC

MEA

LATAM

Merchant Acceptance (POS)

TOTAL SCORE 4.0 Merchant Acceptance (Ecommerce) Share of retailers accepting digital wallet (pass- through) from CMSPI estimates and analysis. North America: 93% Europe: 93% APAC: 61% LATAM: 53% MEA: 41% Merchant Acceptance (POS) Gathering data of merchant acceptance of payment methods in-store is more challenging than online; in this analysis, we take the average of the regional ecommerce merchant acceptance scores to estimate the global merchant acceptance in-stores.

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