CMSPI - State of the Industry Report - 2025

3 PAYMENT METHOD SCORECARD

Payment Method Scorecard

Digital Wallet (Pass- Through)

Digital Wallet (Staged)

Credit Card

Debit Card

Bank Transfer

Real-Time Payments

Cash

BNPL Stablecoin

Total Overall Score

17.0

17.1

18.3

17.4

17.1

16.1

16.3

13.9

12.0

SECURITY

Total Score

2.9

3.6

3.3

3.7

3.4

3.3

3.4

3.0

2.3

USER EXPERIENCE

Total Score

2.2

4.1

4.0

4.1

3.9

2.8

2.8

2.7

2.3

COST

Total Score

3.8

2.5

3.3

3.1

3.8

3.8

3.8

2.3

3.6

ACCEPTANCE

Total Score

3.4

5.0

5.0

4.0

3.0

2.5

2.5

3.5

1.0

GOVERNANCE

Total Score

4.8

1.9

2.8

2.5

3.1

3.9

3.9

2.6

2.9

160

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