CMSPI - State of the Industry Report - 2025

2 PAYMENT METHOD PROFILES: STABLECOIN

Default Fees

Blockchains

Settlement Currency

Coinbase 759

1%

Base, Ethereum, Polygon Bitcoin, Ethereum, Solana, Bitcoin Cash, Litecoin, Ripple, Base, Arbitrum, Polygon, Optimism Bitcoin, Lightning, Dogecoin, Base, Celo, Ethereum, Cardano, Bitcoin Cash, Polygon, Solana, Avalanche, Litecoin, Zcash

USDC

BitPay 760

1-2% + $0.25

fiat, crypto

Flexa 761

1%

fiat, crypto

PayPal 762

$0.49-$2.49 OR 1.5-1.8% Ethereum, Solana, Arbitrum

fiat

Ethereum, Solana, Polygon

Stripe 763

1.50%

fiat

Binance, Bitcoin, Dogecoin, Ethereum, Litecoin, Polygon, Tronix

BVNK 764

0.00-4.09€

fiat, crypto

Table 2.26

Merchants also can indirectly accept crypto payments through providers like BitPay who sell gift cards from hundreds of well-known brands. 765 This provides an interim opportunity for consumers who want to use their cryptocurrency but does not provide the merchants with much visibility or control of the transaction.

152

Powered by