CMSPI - State of the Industry Report - 2025

2 PAYMENT METHOD PROFILES: PAY BY BANK

Real-Time Payments Global Overview

U.S. RTP

Brazil PIX

India UPI

Mexico CODI

EU SEPA Instant Credit

Launch

2017 492

2020 493

2016 494

2018 495

2017 496

$119.9 Trillion 501 (H1 2024 – all credit transfers) 15.7 Billion 506 (H1 2024 – all credit transfers

Volume

$4.6 Trillion 498

$2.88 Trillion 499

$245.76 Million 500

$246 Billion 497

Transactions

63.4 Billion 503

172 Billion 504

4.16 Million 505

343 Million 502

Refunds

Yes 508

Yes 509

Yes 510 511

Yes 512

No 507

National Payments Corporation of India 515

Brazilian Central Bank 514

Mexico Central Bank 516

European Central Bank 517

The Clearing House 513

Owner

Table 2.16

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