CMSPI | IAC SOIR Ebook Section 4

Cards: The Most Used Payment Method Today (Cont.)

In the U.S., credit card usage is widespread, with 82% of adults possessing at least one credit card in 2021. 6

Debit cards are reported to account for nearly nine out of every ten cards in Europe as of 2022. 7

Australia and South Korea are two of APAC’s card-dominated countries , and while 60% of all card transactions take place via debit cards in Australia, the South Korean card market is nearly 80% credit cards. 8

6. World Bank Findex 2021 7. paymentscardsandmobile.com/debit-cards-dominate-across-europe-as-cash-recedes-and-digital-grows/ 8. Euromonitor

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