CMSPI | 2025 State of the Industry Report EBook

SECTION 3

Digital Wallet (Staged)

Real-Time Payments

Cash

Credit Card Debit Card Digital Wallet (Pass-Through)

Stablecoin Bank Transfer

BNPL

Total Overall Score

Payment Method Scorecard Using various metrics provided in the Report, each payment method is given a score 1-5 to evaluate how they measure up to the characteristics of a successful payment method.

SECURE

Total Score

USER EXPERIENCE

Total Score

COST

Total Score

ACCEPTANCE

3.4

5.0

5.0

4.0

3.0

2.5

2.5

3.5

1.0

Total Score

GOVERNANCE

Total Score

8

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