SECTION 2 Payment Method Profiles
U.S. Affirm
Sweden Klarna
Australia Afterpay
Germany PayPal
Japan Paidy
Year Founded Payment Options
2012
2010
2015
2022
2008
Global Overview: Buy Now Pay Later
Pay in 3 or 4 Pay in 30 Days
Payment after 30 days Installment Payment
Pay in 4 Monthly Installments
4 installments over 6 weeks
Pay in 3, 6 or 12 installments
Financing Pay in Full
Pay Over Time (£0.11 + 0.99- 4.99% + $0.20-0.5) Pay Later (2.6-4.29% + $0.26-1.13) Pay Now (1.35% + $0.20-0.25) Pay in 3 or 4 - no interest Pay in 30 Days - no interest Financing - 0-33.99% Pay in Full - N/A Australia, Austria, Belgium, Canada, China, Czech Repulic, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Japan, Hungary, Mexico, the Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Spain, Slovenia, Sweden, Switzerland, the U.K., the U.S.
Default Merchant Fees *These fees are not representative of all pricing for merchants.
$0.15 + contract with PayPal & management service fee Payment after 30 days - interest fee Installment Payment (fixed borrowing rate & effective annual interest rate)
$0.13 + contract with Affirm
4.19-4.99% + $0.19-0.39
N/A
Pay in 4 - interest free Monthly Installments (0-36% APR)
Fixed fee due at each payment dependent on total spent
Consumer Fees
Interest-free late fees apply
U.S., Australia, New Zealand, Canada, the U.K.
Australia, France, Germany, Italy, Spain, U.K., U.S.
Countries Available
U.S., Canada, the U.K.
Japan
Settlement Time
3 Days
4 Days
3-5 Days
3 Days
N/A
7
Powered by FlippingBook