CMSPI | 2025 State of the Industry Report EBook

2024 Global Payments Mix

Point of Sale

Ecommerce

How are Digital Wallets Funded?

Digital Wallet

Digital Wallet

Credit Card

Credit Card

27% 23%

Debit Card

Debit Card

Bank Transfer

Cash

22%

Buy Now Pay Later Cash on Delivery

Bank Transfer

0% 20% 40% 60% 80% 100% Debit Card Credit Card Prepaid Card Bank Account Other

53%

Buy Now Pay Later

25%

Globally, combined spend on cards and card-backed digital wallets is approximately two- thirds of 2024 consumer spending at $29 trillion.

Card payments, including credit and debit, are still the top payment method for POS transactions.

Digital wallets continue to lead the way globally in ecommerce payments.

Section 1: User Experience

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